TERMS AND CONDITIONS
Welcome to the BISON MOUNTAIN FINANCIAL, INC. (“BMFCE,” “we,” “our,” or “us”) website (the “Site”) powered by GoDaddy, Inc. BMFCE is an approved provider of insurance continuing education. Your access to and use of the Site is subject to the TERMS AND CONDITIONS (“this Agreement”) set forth below.
PLEASE READ THIS AGREEMENT CAREFULLY BEFORE CONTINUING TO USE THE SITE.
BY USING THE SITE, YOU WILL BE ACKNOWLEDGING THAT YOU HAVE READ THIS AGREEMENT AND AGREED, WITHOUT LIMITATION OR QUALIFICATION, TO BE LEGALLY BOUND BY THIS AGREEMENT.
IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, YOU MAY NOT ACCESS OR USE THE SITE.
BMFCE RESERVES THE RIGHT TO, FROM TIME TO TIME, MAKE CHANGES OR ADDITIONS TO THIS AGREEMENT, AND YOUR CONTINUED USE OF THE SITE AFTER BMFCE MAKES SUCH CHANGES OR ADDITIONS WILL SIGNIFY THAT YOU AGREE TO SUCH CHANGES OR ADDITIONS. YOU SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS.
Pursuant to this Agreement, BMFCE grants you a non-exclusive, non-transferable license to use the Site as an individual user. The contents of the Site are intended to provide information regarding BMFCE’s various products and services. You are acquiring no other right to use artwork, programs, designs, trade names, trade secrets, copyrighted materials, trademarks, logos or service marks of BMFCE or its affiliates or agents. By using the Site, you warrant that you are using the Site to complete your insurance continuing education, and not at the direction of or for the benefit of a competitor.
You agree not to (a) reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any Site material, use of the Site, or access to the Site; (b) use BMFCE’s name trademarks, server, or other materials in connection with, or to transmit, any unsolicited communications or emails; (c) use any robot, spider, Web crawler, screen scraper, automated query program or other automatic device or manual process to monitor or copy our web pages or the content contained herein without our prior expressed written permission; (d) use any device, software or routine to interfere or attempt to interfere with the proper working of the Site; (e) take any action that imposes an unreasonable or disproportionately large load on our infrastructure; or (f) alter, modify, create derivative works, or publicly display any content from the Site without the prior expressed written permission of BMFCE or the appropriate third party.
When you register for an account with the Site or any BMFCE products, BMFCE may ask you to provide certain identifying information (“Registration Information”). You agree to provide true, accurate, and complete information about yourself. You also agree not to impersonate any person or entity; misrepresent any affiliation with another person, entity, or association; use false headers; or otherwise conceal your identity from BMFCE for any purpose. You further agree that you will not share your Registration Information (including passwords and usernames) with any other person for the purpose of facilitating their access and unauthorized use of BMFCE’s course materials and/or other products. You shall be responsible for maintaining adequate security measures to ensure that your password and username are kept confidential. You shall further immediately notify BMFCE of any unauthorized use of your Registration Information or any other breach of security regarding your Registration Information. BMFCE shall not be liable for any loss or damage arising from your failure to comply with this section.
Everything that appears on the Site is protected under the copyright laws of the United States and other countries and may not be used except as provided in this Agreement. All course materials and products offered by BMFCE are copyrighted by either Bison Mountain Financial, Inc. or its licensed content providers. BMFCE neither represents nor warrants that your use of materials displayed on the Site will not infringe rights of third parties. No part of BMFCE’s course content may be reproduced, retransmitted, distributed, sold, published, broadcasted or circulated including individuals in the same company or organization without the express written consent of BMFCE. Purchase of any of BMFCE’s insurance continuing education materials includes a license for one person to use the course material for a specified period from the date of purchase or activation. Expiration dates will be indicated on purchase receipts. It is not permissible to distribute files containing the course materials or printed versions of the course materials to individuals who have not purchased the course materials without express written consent from BMFCE. It is also not permissible to make the course materials available to others over a computer network, Intranet, Internet, or any other storage, transmittal, or retrieval system. While BMFCE uses reasonable efforts to ensure BMFCE’s course materials contain accurate and timely information, the Site may contain typographical mistakes, inaccuracies, or omissions and some information may not be complete or current. BMFCE expressly reserves the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.
The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site, are registered and unregistered Trademarks of BMFCE and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of BMFCE or such third party that may own the Trademarks displayed on the Site. Your use of the Trademarks displayed on the Site, or any other content on the Site, except as provided in this Agreement, is strictly prohibited. You are also advised that BMFCE will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.
Images of People or Places
Images of people or places displayed on the Site are either the property of, or used with permission by, BMFCE. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Security at the Site
While BMFCE uses reasonable efforts to safeguard the security of the Site, there can be no guaranty that such safeguards will successfully prevent unauthorized alterations in the content or functionality of the Site. BMFCE assumes no liability or responsibility for any unauthorized alterations in the content or functionality of the Site.
Content Submitted or Made Available for Inclusion at the Site
Your content is your sole responsibility. Any unsolicited communication or material that you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by BMFCE or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting, distribution or posting. Furthermore, BMFCE will be free to use any ideas, concepts, know-how, or techniques contained in any unsolicited communication or material that you send to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.
Disclaimer of Warranties. BMFCE will host and provide the Site using a commercially reasonable level of skill and care. Neither BMFCE nor any other party involved in creating, producing, or delivering the Site makes any representations about the suitability of the content of the Site for any purpose, nor that your use of the Site will be uninterrupted or error-free. EVERYTHING ON THE SITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. BMFCE DOES NOT WARRANT, AND HEREBY DISCLAIMS ANY WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE SITE, INFORMATION OBTAINED FROM A SITE, OR LINK TO A SITE. BMFCE DOES NOT WARRANT THAT THE SITE WILL OPERATE IN AN UNINTERRUPTED OR ERROR-FREE MANNER OR THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ACKNOWLEDGE AND AGREE THAT ANY ACCESS TO OR USE OF THE SITE OR ANY INFORMATION OR SERVICES PROVIDED THEREON IS AT YOUR OWN RISK.
Limitation of Liabilities
Neither BMFCE nor any other party involved in creating, producing, or delivering the Site assumes any responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site. Your use of and browsing in the Site are at your own risk. EXCEPT AS PROBIBITED BY LAW, YOU AGREE THAT BMFCE SHALL NOT BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE. IN NO EVENT SHALL BMFCE’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SITE. YOU ACKNOWLEDGE AND AGREE THAT THE WARRANTY DISCLAIMERS AND THE LIMITATIONS OF LIABILITY SET FORTH IN THIS AGREEMENT REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK BETWEEN YOU AND BMFCE, AND THAT THESE LIMITATIONS ARE AN ESSENTIAL BASIS FOR BMFCE’S ABILITY TO MAKE THE SITE AVAILABLE TO YOU ON A FINANCIALLY FEASIBLE BASIS.
You agree to defend, indemnify, and hold BMFCE and its employees, officers, trustees, members, agents, consultants, contractors, and licensors harmless from and against any and all liabilities, claims, and expenses, including attorney’s fees, that arise from your use of the Site, including without limitation, your violation of this Agreement.
You agree that BMFCE, in its sole discretion, may terminate your use of the Site or your participation in it thereof, for any reason or no reason, and that BMFCE shall have no liability to you for any such termination.
This Agreement shall be governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to this Agreement shall be filed only in the state or federal courts located in Illinois and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provisions of this Agreement shall be unlawful, void, or for any reason unenforceable, then the provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions. You acknowledge and agree that each provision of this Agreement provides for a disclaimer of Warranties and is part of the consideration of this Agreement. Subject to this Agreement, in any dispute with BMFCE, your sole remedy is to stop using the Site. Section titles herein are provided for convenience purposes only and shall not be considered a part of this Agreement in construing or interpreting any of its provisions. By continuing to use the Site, you acknowledge that you have read and understand this Agreement. You further acknowledge that you are using the Site for the sole purpose of continuing your insurance education, and not at the direction of, or the benefit of, a BMFCE competitor.
You must provide the technology and Internet connections necessary to access the Site at your own expense. BMFCE does not guarantee that the Site will operate with your computer, mobile device, internet, software, or device you use to access BMFCE’s products.
Contact Bison Mountain Financial, Inc.
Phone: (224) 406-1187
Address: 2040 South Alma School Road, Suite 1, #320, Chandler, Arizona 85286, United States
Last Updated: November 2020