North Dakota
Insurance Continuing Education Webinars

Review the many types of insurance fraud, including life, health, property and liability fraud.

We will examine several active shooter events and the losses sustained. Policies currently available and the coverage they provide will be reviewed.

Review different types of annuities, the reasons why people buy them, how they use them and which prospects may be a good fit for an annuity.

Air travel in the United States is common, relatively inexpensive and incredibly safe as compared to traveling by automobile.  These two modes of transportation are often compared, but the insurance for each are very different.  Class participants will learn about the key exposures for aircraft owners, pilots and airlines.  We will examine coverages available and common exclusions and use real life examples to illustrate how they are put to use.

Coverage for your rental car may come from many different places, including your personal auto policy, your credit card or the car rental company. This webinar will review these options.

Does it feel like cheaters are rewarded, respected and admired despite their actions? Are their excuses and deflections given weight even though they are juvenile and nonsensical? We will explore these topics by examining The University of Michigan football program and other cheating scandals and relating them to the insurance industry.

Presented by Dale Krause, J.D., LL.M., a nationally recognized elder law attorney, this comprehensive webinar dives into the critical aspects of planning for long-term care, focusing on the financial strategies and legal tools available to manage the high costs associated with nursing home care. Attendees will gain an in-depth understanding of Crisis Medicaid Planning, a legal approach to restructure assets to meet Medicaid eligibility for those in immediate need of long-term care. Additionally, the seminar will cover the intricacies of Medicaid Compliant Annuities (MCAs), a financial product designed to protect assets while ensuring Medicaid eligibility.

Earthquakes, mudslides and sinkholes? Let's explore where they can occur and how they can be covered by homeowners and other personal insurance policies.

We will look at the producer's professional responsibilities, common mistakes that lead to lawsuits, the errors and omissions policies that may cover these risks and steps the producer can take to reduce their risk of loss.

We create incentives to motivate people to do the things we need them to do. Sometimes they work and sometimes they don't. Sometimes they game the incentive to get what they want without doing what we want. We will review these incentives and how to catch the gamers.

Many people overlook the need for insurance at an event, but whether you are an organizer, performer, or attendee, you may need insurance to cover some risk. This class will explore the stage collapse at the Indiana State Fair in 2011, the coverage available for private events like weddings and birthday parties, ticket insurance for concerts scheduled far in the future, and more!

This course will provide a detailed background on the rise of the E&S market, explain the regulatory requirements, and review the current trends and future potential.

We will review the National Flood Insurance Program, how it covers real property and contents, exclusions and deductibles, and FEMA's Risk Rating 2.0 rating system.

Seemingly everyone has a HIGH deductible on their major medical insurance, but what exactly qualifies one for a health savings account? We will review the rules for HSAs and compare them to flexible spending accounts and health reimbursement accounts.

Homeowners insurance isn't the most exciting topic in the universe, but we can find some interesting exclusions, conditions and concepts to review to enhance our understanding of this coverage.

Ethics evolve over time and it can be a challenge to keep up. We will review some of the ethical standards of today and how to stay current with the trends of the future. We will also review a cautionary tale about texting with customers.

Major League Baseball teams use insurance to hedge the risks associated with signing long-term free agents. NCAA athletes use disability insurance to protect themselves against career-threatening injury. Who pays for this? What does it cost? How big a factor is the insurance in big league decisions? We will explore all of this in this terrific session for any sports fan!

Amidst the news of police shootings and uses of excessive force, the insurance industry is quietly putting pressure on police departments across the country to change their ways. Learn about the risks police departments face from civil lawsuits and how they seek to mitigate that risk with private insurance and municipal risk pools.

The history of kidnap gangs in the U.S. started in the 1920s and the business spread rapidly. We will look at the current risk of kidnapping for ransom both in the U.S. and around the globe as well as the insurance policies available to mitigate the risks. The services employed to extract the kidnapped will also be explored.

Are there any exceptions to the requirement for individuals to consent to life insurance policies being written on their life? What does Teddy Roosevelt have to do with incontestability? What constitutes a rebate? We will explore these questions and more!

Let's review the risks of needing care, various care settings and the costs for each, coverage options and partnership programs.

Learn from Eddie Velez, senior market specialist, about Medicare-related products, applicable state and federal laws, and examine suitability concerns.

While many do recognize that credit scores impact things such as one’s ability to get a mortgage, very few realize that credit scores impact insurance premiums. This course is designed to educate financial professionals on how credit scores are calculated, reported and monitored. Most importantly, the course will teach the professionals how a credit score specific to insurance policies is used to determine insurance premiums and strategies for optimizing credit scores to lower insurance premiums.

We will explore several property and casualty concepts including subrogation, assignments, concurrent causation, bailments and more. Real life examples and stories will be shared to enhance our understanding.

Do you know how your Social Security Retirement benefits are calculated? We will review eligibility, taxes contribution limits and conclude the class with a detailed look at the benefit calculation.

Let's review the Social Security disability insurance program, its eligibility requirements, benefits calculation and appeals options.

Let's take a dive into maximizing Social Security retirement benefits! We will examine how benefits can be withheld if you are receiving benefits and working prior to your full retirement age--and we will look at how they are paid back. We will look at spousal benefits, survivor benefits and much more!

This will be an engaging presentation on a product that is often misunderstood, undervalued, and dismissed before even being properly considered. Travel insurance comes in a lot of varieties. We will review coverage options, common exclusions and suitability issues.

Sometimes ethical challenges are predictable and preparation can be helpful in behaving according to your values and personal expectations. We will review several common rationalizations that we use to excuse our own bad behavior.